Tennessee native Morgan Overholt is a graphic designer with nearly 20 years of experience and the owner of Morgan Media LLC, a design and marketing agency she launched in 2017 after a decade in corporate roles. She and her team have worked with clients including the Centers for Disease Control Foundation, Kimberly-Clark, and Stanley Black & Decker. Morgan is a regular contributor to Business Insider and has also been featured on Upwork and Refinery29, and previously co-founded TheSmokies.com. For Collective, she writes from firsthand experience on the realities of freelance life — from setting rates and hiring help to scaling a business and navigating difficult clients.